Cars, utes and vans
Explore finance for eligible business vehicles used in daily operations.
Business vehicle finance
Commercial Vehicle Loans
Finance eligible business vehicles such as cars, utes, vans and trucks with options suited to Australian business use.
Commercial vehicle loans
Vehicle finance for business use
Commercial vehicle loans can help Australian businesses buy cars, utes, vans, light trucks or other eligible vehicles used for business purposes. The vehicle may support sales, deliveries, site visits, trade work or daily operations.
Vehicle finance can preserve cash flow by spreading the purchase cost over time. It may also help a business replace unreliable vehicles or add capacity for new contracts.
Lenders may assess the vehicle, supplier, business use, ABN details, revenue, bank statements, credit profile and repayment capacity. Approval and available terms vary.
A commercial vehicle loan is finance used by an Australian business to purchase an eligible vehicle for business purposes.
How it works
Compare the details before you apply
Use these points to understand the loan purpose, likely documents, lender criteria and repayment fit before moving ahead.
New or used vehicles
Some lenders consider both dealer and used vehicle purchases.
Business cash flow
Spread the cost instead of paying the full purchase price upfront.
What vehicles may be eligible?
Eligible vehicles may include cars, utes, vans, light commercial vehicles and trucks, depending on lender criteria and business use.
New and used vehicles may be considered. The age, condition, kilometre reading, supplier type and purchase price can influence lender assessment.
If the vehicle is purchased through a private sale, the lender may require additional verification to confirm ownership, value and condition.
Documents lenders may request
Common documents include identification, ABN details, vehicle quote or invoice, bank statements, registration or vehicle details and business trading information.
Some businesses may also need BAS, financial statements or tax information, especially where the requested amount is larger or the profile is more complex.
Loanster can help clarify the next steps after the initial enquiry so you do not gather unnecessary documents too early.
Trust and process
Clear, secure finance enquiries
Loanster keeps the enquiry process straightforward: no credit check to enquire, a real person looks at your situation, and your details are not sprayed out to a pile of lenders.
Secure online enquiry
Personal details are submitted through a secure form and are not sent through URL query strings.
Australian business context
Enquiries can include ABN, BAS, ATO, bank statement and asset details where relevant.
Lender criteria apply
Approval, pricing, loan amounts and funding times depend on lender assessment.
Clear next steps
Loanster helps identify what information may be needed before a lender can make a decision.
Common questions
Commercial Vehicle Loans FAQs
Can I finance a ute for my business?
Yes, eligible utes used for business may be considered by commercial vehicle lenders, subject to approval.
Can commercial vehicle loans cover used vehicles?
Some lenders finance used commercial vehicles, depending on the vehicle age, condition, supplier and value.
Do I need an ABN for a commercial vehicle loan?
Most commercial vehicle finance applications require an ABN and evidence that the vehicle is for business use.
Related finance options
Explore connected Loanster pages
Car Loan
Learn how this option may connect with commercial vehicle loans.
Asset Finance Australia
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Equipment Finance for Australian Businesses
Finance eligible equipment for your business while preserving cash flow for wages, suppliers and day-to-day operations.
All equipment loan options
See every equipment loan page on Loanster in one place.
Start your enquiry
See what you may qualify for
Tell Loanster what kind of finance you are looking for and the team will guide you through the next step. Please fill in the form accurately so we can match you first time. Finance is subject to lender approval, eligibility criteria, terms and conditions.
Prefer to talk? Call 03 9999 7370.
Last reviewed: 10 November 2026
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